.blog-article[data-astro-cid-xdudod7y]{padding:3rem 0 6rem}.container[data-astro-cid-xdudod7y]{max-width:740px;margin:0 auto;padding:0 1.5rem}.back-link[data-astro-cid-xdudod7y]{display:inline-block;color:var(--gold-hover);text-decoration:none;font-size:.85rem;margin-bottom:1.5rem}.back-link[data-astro-cid-xdudod7y]:hover{text-decoration:underline}.article-header[data-astro-cid-xdudod7y]{margin-bottom:3rem}.article-meta[data-astro-cid-xdudod7y]{display:flex;gap:1rem;align-items:center;margin-bottom:1rem}.article-meta[data-astro-cid-xdudod7y] time[data-astro-cid-xdudod7y],.reading-time[data-astro-cid-xdudod7y]{font-size:.85rem;color:var(--gray-500)}.article-header[data-astro-cid-xdudod7y] h1[data-astro-cid-xdudod7y]{font-family:var(--font-heading);font-size:clamp(2rem,5vw,2.5rem);color:var(--forest);line-height:1.2;margin-bottom:1rem}.article-subtitle[data-astro-cid-xdudod7y]{font-size:1.05rem;color:var(--gray-600);line-height:1.6}section[data-astro-cid-xdudod7y]{margin-bottom:3rem}section[data-astro-cid-xdudod7y] h2[data-astro-cid-xdudod7y]{font-family:var(--font-heading);font-size:1.6rem;color:var(--forest);margin-bottom:1rem}section[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:1.1rem;color:var(--forest);margin:1.25rem 0 .5rem}section[data-astro-cid-xdudod7y] h4[data-astro-cid-xdudod7y]{font-size:.95rem;color:var(--forest);margin:1rem 0 .5rem}section[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{color:var(--gray-700);line-height:1.7;margin-bottom:1rem}section[data-astro-cid-xdudod7y] ul[data-astro-cid-xdudod7y]{color:var(--gray-700);line-height:1.7;padding-left:1.25rem}section[data-astro-cid-xdudod7y] li[data-astro-cid-xdudod7y]{margin-bottom:.35rem}.key-distinction[data-astro-cid-xdudod7y]{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.5rem 0}.distinction-item[data-astro-cid-xdudod7y]{background:var(--gray-100);border:1px solid var(--gray-200);border-radius:8px;padding:1rem;text-align:center}.distinction-item[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:.85rem;color:var(--forest);margin:0 0 .35rem}.distinction-item[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.85rem;margin:0;color:var(--gray-600)}.requirement-grid[data-astro-cid-xdudod7y]{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.5rem 0}.req-card[data-astro-cid-xdudod7y]{background:var(--white);border:1px solid var(--gray-200);border-radius:8px;padding:1.25rem}.req-card[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:.95rem;color:var(--forest);margin:0 0 .5rem}.req-answer[data-astro-cid-xdudod7y]{display:inline-block;padding:.25rem .75rem;border-radius:4px;font-size:.8rem;font-weight:700;margin-bottom:.5rem}.req-answer--yes[data-astro-cid-xdudod7y]{background:#f0fdf4;color:#166534}.req-answer--maybe[data-astro-cid-xdudod7y]{background:#fefce8;color:#a16207}.req-card[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.85rem;margin:0}.bottom-line[data-astro-cid-xdudod7y]{background:var(--forest-deep);color:var(--white);border-radius:8px;padding:1rem 1.25rem;margin:1.5rem 0;font-size:.9rem;line-height:1.5}.coverage-types[data-astro-cid-xdudod7y]{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin:1.5rem 0}.cov-card[data-astro-cid-xdudod7y]{background:var(--white);border:1px solid var(--gray-200);border-radius:8px;padding:1.25rem}.cov-card--broad[data-astro-cid-xdudod7y]{border-top:3px solid var(--forest)}.cov-card--named[data-astro-cid-xdudod7y]{border-top:3px solid var(--gold)}.cov-card[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{margin:0 0 .25rem;font-size:1.05rem}.cov-tag[data-astro-cid-xdudod7y]{font-size:.75rem;font-weight:600;color:var(--gray-500);text-transform:uppercase;letter-spacing:.03em;margin-bottom:.5rem}.cov-card[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.9rem}.cov-card[data-astro-cid-xdudod7y] ul[data-astro-cid-xdudod7y]{font-size:.85rem;padding-left:1rem}.exclusion-grid[data-astro-cid-xdudod7y]{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1.5rem 0}.excl-card[data-astro-cid-xdudod7y]{background:var(--white);border:1px solid var(--gray-200);border-left:3px solid #dc2626;border-radius:8px;padding:1rem 1.25rem}.excl-card[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:.95rem;color:#991b1b;margin:0 0 .35rem}.excl-card[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.85rem;margin:0;line-height:1.5}.amount-table-wrapper[data-astro-cid-xdudod7y]{overflow-x:auto;margin:1.5rem 0;border-radius:8px;border:1px solid var(--gray-200)}.data-table[data-astro-cid-xdudod7y]{width:100%;border-collapse:collapse;font-size:.85rem}.data-table[data-astro-cid-xdudod7y] th[data-astro-cid-xdudod7y]{background:var(--forest);color:var(--white);padding:.6rem .75rem;text-align:left;font-weight:600;font-size:.75rem;text-transform:uppercase;letter-spacing:.03em}.data-table[data-astro-cid-xdudod7y] td[data-astro-cid-xdudod7y]{padding:.6rem .75rem;border-bottom:1px solid var(--gray-200);color:var(--gray-700)}.callout[data-astro-cid-xdudod7y]{background:var(--gray-100);border:1px solid var(--gray-200);border-radius:8px;padding:1rem 1.25rem;margin:1.5rem 0}.callout[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{margin:0;font-size:.9rem}.claim-steps[data-astro-cid-xdudod7y]{display:flex;flex-direction:column;gap:0;margin:1.5rem 0;position:relative}.claim-steps[data-astro-cid-xdudod7y]:before{content:"";position:absolute;left:18px;top:36px;bottom:36px;width:2px;background:var(--gray-200)}.claim-step[data-astro-cid-xdudod7y]{display:flex;gap:1rem;padding:.75rem 0;position:relative}.step-circle[data-astro-cid-xdudod7y]{flex-shrink:0;width:36px;height:36px;background:var(--forest);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem;z-index:1}.step-body[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:1rem;color:var(--forest);margin:0 0 .35rem}.step-body[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.9rem;margin:0 0 .35rem}.step-timing[data-astro-cid-xdudod7y]{font-size:.8rem;color:var(--gold-hover);font-weight:600}.carmack-box[data-astro-cid-xdudod7y]{background:#fef2f2;border:1px solid #fecaca;border-radius:8px;padding:1.5rem}.carmack-box[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y],.carmack-box[data-astro-cid-xdudod7y] ul[data-astro-cid-xdudod7y]{font-size:.9rem;color:#7f1d1d}.deductible-grid[data-astro-cid-xdudod7y]{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.5rem 0}.ded-card[data-astro-cid-xdudod7y]{background:var(--white);border:1px solid var(--gray-200);border-radius:8px;padding:1.25rem;text-align:center}.ded-card--common[data-astro-cid-xdudod7y]{border:2px solid var(--forest)}.ded-amount[data-astro-cid-xdudod7y]{font-size:1.5rem;font-weight:700;color:var(--forest)}.ded-label[data-astro-cid-xdudod7y]{font-size:.8rem;color:var(--gray-500);text-transform:uppercase;font-weight:600;margin-bottom:.5rem}.ded-card[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.85rem;margin:0;text-align:left}.tips-grid[data-astro-cid-xdudod7y]{display:flex;flex-direction:column;gap:.75rem}.tip[data-astro-cid-xdudod7y]{display:flex;gap:1rem;background:var(--white);border:1px solid var(--gray-200);border-radius:8px;padding:1rem 1.25rem}.tip-num[data-astro-cid-xdudod7y]{flex-shrink:0;width:28px;height:28px;background:var(--forest);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.8rem}.tip-text[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:.95rem;color:var(--forest);margin:0 0 .25rem}.tip-text[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.85rem;margin:0}.cost-breakdown[data-astro-cid-xdudod7y]{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin:1.5rem 0}.cost-range[data-astro-cid-xdudod7y]{background:var(--forest-deep);color:var(--white);border-radius:8px;padding:2rem;display:flex;flex-direction:column;justify-content:center;text-align:center}.cost-number[data-astro-cid-xdudod7y]{font-size:1.75rem;font-weight:700;color:var(--gold)}.cost-label[data-astro-cid-xdudod7y]{font-size:.85rem;color:#ffffffb3;margin-top:.25rem}.cost-factors[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{margin:0 0 .75rem}.cost-factors[data-astro-cid-xdudod7y] ul[data-astro-cid-xdudod7y]{padding-left:1rem}.cost-factors[data-astro-cid-xdudod7y] li[data-astro-cid-xdudod7y]{font-size:.85rem;margin-bottom:.5rem}.perspective[data-astro-cid-xdudod7y]{background:#f0fdf4;border:1px solid #bbf7d0;border-radius:8px;padding:1rem 1.25rem}.perspective[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{margin:0;font-size:.9rem;color:#14532d}.faq-list[data-astro-cid-xdudod7y]{display:flex;flex-direction:column;gap:1rem}.faq[data-astro-cid-xdudod7y]{background:var(--gray-100);border:1px solid var(--gray-200);border-radius:8px;padding:1.25rem}.faq[data-astro-cid-xdudod7y] h3[data-astro-cid-xdudod7y]{font-size:1rem;color:var(--forest);margin:0 0 .5rem}.faq[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{font-size:.9rem;margin:0;line-height:1.6}.article-cta[data-astro-cid-xdudod7y]{background:var(--forest-deep);border-radius:12px;padding:2.5rem;text-align:center;color:var(--white);margin-top:2rem}.article-cta[data-astro-cid-xdudod7y] h2[data-astro-cid-xdudod7y]{font-family:var(--font-heading);font-size:1.5rem;margin-bottom:.75rem}.article-cta[data-astro-cid-xdudod7y] p[data-astro-cid-xdudod7y]{color:#fffc;max-width:500px;margin:0 auto 1.5rem;font-size:.95rem}.cta-buttons[data-astro-cid-xdudod7y]{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.cta-btn[data-astro-cid-xdudod7y]{display:inline-block;padding:.75rem 2rem;border-radius:6px;font-weight:700;text-decoration:none;font-size:1rem}.cta-btn[data-astro-cid-xdudod7y]:first-child{background:var(--gold);color:var(--forest-deep)}.cta-btn[data-astro-cid-xdudod7y]:first-child:hover{background:var(--gold-hover)}.cta-btn--secondary[data-astro-cid-xdudod7y]{background:transparent;color:var(--white);border:1px solid rgba(255,255,255,.3)}.cta-btn--secondary[data-astro-cid-xdudod7y]:hover{border-color:var(--white)}@media (max-width: 768px){.key-distinction[data-astro-cid-xdudod7y],.requirement-grid[data-astro-cid-xdudod7y],.coverage-types[data-astro-cid-xdudod7y],.exclusion-grid[data-astro-cid-xdudod7y],.deductible-grid[data-astro-cid-xdudod7y],.cost-breakdown[data-astro-cid-xdudod7y]{grid-template-columns:1fr}}