Question 1 of 5

Do you have your own operating authority (MC number)?

This determines your minimum federal insurance requirements. If you lease onto another carrier, they typically handle the primary liability.

Question 2 of 5

What type of operation do you run?

Different operations have different risk profiles and coverage requirements.

Question 3 of 5

Lenders and lessors require specific insurance coverage to protect their investment.

Question 4 of 5

Employees create additional liability and insurance requirements in most states.

Question 5 of 5

Interstate operation triggers federal (FMCSA) requirements. Intrastate-only carriers follow state minimums, which vary.

Based on your answers, here's what you need.

We'll walk you through every coverage and explain exactly what you're buying.