Load Profitability Calculator
Before you accept a load, know if it's worth your time. Enter the rate, miles, and your costs — see your real profit instantly.
Load Details
Fuel
Operating Costs (per mile)
Fixed Costs (daily)
Your fixed costs run whether you're hauling or not. Enter your daily burden.
Deductions
Load Analysis
Rate Analysis
Cost Breakdown
Insurance Cost on This Load
Paying too much? Get a free quote — we specialize in competitive rates for owner-operators.
How to Use This Calculator
Don't Forget Deadhead
A $3,500 load at $3.50/mi sounds great — until you deadhead 200 miles to pick it up. Your effective rate drops to $2.92/mi. Always include deadhead miles when evaluating loads.
Fixed Costs Don't Stop
Your truck payment, insurance, and permits run every day — hauling or not. A load that takes 2 days costs twice the fixed cost of a 1-day load. Speed matters for profitability.
Detention Kills Profit
If you're stuck at a dock for 4 hours, your effective hourly rate drops dramatically. Add wait time to your "estimated hours" to see the real picture. Negotiate detention pay.
The Real Minimum Rate
Your break-even rate tells you the minimum you should accept. Anything below that and you're literally paying to haul someone else's freight. Know your number before you bid.
Rate Per Mile Benchmarks
These are general benchmarks for dry van. Reefer, flatbed, and specialized loads command higher rates. Your actual break-even depends on your specific costs.